Travel insurance is the novel and effective way to mitigate the associated risk with overseas travelling.


No matter whether you undertake trips overseas for business or pleasure Wholesale Kevin Love Jersey , it has been widely accepted that having travel insurance is a wise thing to begin with. Due to this very thought there are a large number of travel insurance service providers at the market place. Subsequently the numbers of policies are also manifold, each having their own unique features and pricing structure. This makes the customer more confused while choosing or comparing between various travel insurance options. To sift through the features, attributes and USPs of each one of them is no doubt a daunting task. But sceptics will argue that reading the fine print is an absolute necessity, but experience tells us that obscure language of the policy document make the whole exercise more or less redundant.


Therefore Wholesale Brad Daugherty Jersey , in order to get a better grasp of this financial tool, one must narrow down their focus towards aspects that are deemed to be an absolute must in a given travel insurance policy. Features that make the core of any travel insurance should be inspected for their presence along with the degree of their coverage.


Hence, we must look at the absolute must haves of any travel insurance cover.


Medical expenses:


It is of utmost importance that you are covered for all the medical andor hospital bills that may arise on your trip outside India. One should not underestimate the cost of treatment in a foreign country. In the event of an accident which causes serious injuries or any sudden illness while on a trip abroad, you must be covered for the cost of evacuation back to your home country.


Check your insurance policy for:


• Ceiling for medical and hospital cover
• Evacuation
• Pre-existing medical condition is covered Wholesale Shaquille O'Neal Jersey , including pregnancy
• 247 Medical emergency service


Luggage:


Arguably the most common of all travel insurance claims, loss of luggage is incredibly inconvenient and causes a lot of anxiety and discomfort for the traveller. One must check the policy document for the ceiling amount that can be claimed.


Check whether:


• Stolen cash is covered
• Luggage stolen from room is covered
• Amount ceilings are fixed for individual items


Personal Liability:


A few travel insurance policies may cover legal expense that may occur if case you are the cause of any accident. However, it must be noted that the majority of the policies do not cover any legal expenses in case where the policy holder is himself driving the car which caused the accident.


Cancellations:


In the unfortunate event of cancellation of your overseas trip, check if the policy document makes provision for losses that may occur on account of it; especially if any personal tragedy is to hit Wholesale Terrell Brandon Jersey , for instance a serious accident or loss of a family member.


Delays:


It would be wishful thinking that your schedule will be unaffected, no matter what. Therefore, in an event where you have missed a flight, the cost of hotels Wholesale Isaiah Thomas Jersey , shuttle and transfers arises immediately. Therefore, one must check that proper provisions are made in your travel insurance policy document in cases of delays.


Rental Cars:


In cases where the car you have hired while on your trip abroad is involved in any accident, usually a policy excess is paid to the car company. This can be covered through your travel insurance in few cases and is certainly a lot cheaper instead of paying the car company’s own insurance.


Different travel insurance policies sometime offer startlingly different protection with regards to each of the above mentioned aspects of travelling overseas, and therefore one read the wording of the policy very carefully.

I鈥檓 sure you have seen fortified or enriched foods on the aisles of your favorite supermarkets.


Have you ever purchased salt high in iodine or orange juice with vitamin D and calcium? How about cereals containing essential vitamins and minerals? These are examples of what I鈥檓 referring to.


These foods look like an amazing alternative as they give you an extra dose of vitamins and minerals. Yet Wholesale Mo Williams Jersey , it鈥檚 more complex than just an extra kick of goodness!




WHAT EXACTLY ARE FORTIFIED AND ENRICHED FOODS?


Fortified foods are those with added nutrients. Ad-ons that were never part of those foods. For instance, orange juice containing calcium and vitamin D, or pasta with folic acid.


Enriched foods, on the other hand Wholesale Deron Williams Jersey , are foods with added nutrients but these nutrients were part of these foods beforehand. The nutrients were lost throughout processing or just had minimal amounts of those nutrients. Examples of enriched foods are iodized salt, eggs with Omega 3s, or enriched cereal grain products.


Fortified and enriched foods have been around for a few decades and were developed to fill in nutritional gaps. For instance, folic acid (the synthetic form of folate 鈥?a vitamin B) has been added to grain products Wholesale Andrew Bogut Jersey , rice, bread flours, cornmeal, and pasta since the 1990s. Fortification was done to help prevent spina bifida and anencephaly Wholesale Derrick Williams Jersey , birth defects related to lack of folate in a mother鈥檚 body. As a result, folic acid intake increased by around 100 micrograms a day and the rates of children born with a neural tube defect decreased by 25% to 50%.




SHOULD YOU EAT FORTIFIED OR ENRICHED FOODS?


The concept of fortified or enriched foods is great! They are advantageous in poor environments with at-risk populations where people don鈥檛 have much food, filling nutritional gaps. However, it is always wiser to acquire nutrients from food sources when able to do so.




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