ANN ARBOR, Mich. -- Michigans mission is to win the Big Ten title for the first time since 2004 and reach the playoff. If the Wolverines have to rely on a backup quarterback to do it, coach Jim Harbaugh doesnt seem worried about it.Wilton Speight injured his left, non-throwing shoulder in Saturdays 14-13 loss at Iowa. Harbaugh said Speights status for Saturdays home game against Indiana could be a game-time decision.Harbaugh would not even say Speight had an injured shoulder. He acknowledged the undisclosed ailment would lead to backups John OKorn and Shane Morris getting a majority of the snaps Monday and for at least the next couple of days.Theyve both had extensive practice time through the course of the year, he said. Were confident they can do a gd job.The fourth-ranked Wolverines can still reach their goals of a league title and likely a trip to the four-team playoff if they beat Indiana, win against No. 2 Ohio State on the road and win the conference title game.Their chances of doing all that would improve with Speight, who has been excellent for the Wolverines (9-1, 6-1 Big Ten) as a first-year starter this season. He completed more than 62 percent of his passes for 2,156 yards with 15 touchdowns and four interceptions.OKorn and Morris have played sparingly in several games, combining to complete 17 of 23 passes with two TDs and no interceptions. OKorn started 16 games at Houston before transferring to Michigan and sitting out last season. Morris started one game as a freshman in 2013 and one game in the 2014 season under former coach Brady Hoke before becoming a seldom-used backup under Harbaugh.Him and Wilton are pretty similar quarterbacks, tight end Jake Butt said. Were going to be running the same, exact plays.If Speight isnt cleared to play, OKorn will likely get start his first game at Michigan against the Hsiers (5-5, 3-4).He has been preparing every single week as if he were the starter, Butt said. If his number is called, Im confident, everyone is confident, that John will be able to get the job done.The Wolverines are favored to win Saturday by about four touchdowns, but will likely be underdogs on the road against the Buckeyes, who have won four straight and 11 of 12 against in the rivalry. If Michigan can reach the Big Ten championship game for the first time, it will be expected to get past the East division champion to advance to the College Ftball Playoff.While Harbaugh has not talked to his team about the path to reach its goals, his players have been discussing the topic among themselves.Guys on the team have talked about it, Butt said. Theres really only one scenario, we got to win out. Its as simple as that. If we win out and handle business, were right where we wanted to be.Harbaugh might want to hand the ball off to Chris Evans more to close the season strong. The freshman averaged 6.5 yards rushing per carry, nearly three times more than anyone else on the team, but had just eight of the teams 35 rushing attempts against the Hawkeyes.Michigan also could tweak its defense against the run after allowing Iowas one-dimensional offense to gain 164 yards on the ground and letting Michigan States struggling team have some success with 217 yards rushing.Its something we dont want to let happen again, defensive tackle Matt Godin said. We need to change it. Way t many yards. Its definitely alarming in a way. Im sure well lk at it and get it fixed. It all comes back to the defensive line and linebackers working together.---More AP college ftball at tball.ap.org" target="_blank">www.collegeftball.ap.org and https://twitter.com/AP-Top25 Baseball Jerseys Australia . How great will be revealed in the next couple of days at the board of governors meeting in Pebble Beach, Calif. Cheap NFL Jerseys Australia . -- On the field, it was business as usual for Jameis Winston and No. http://www.cheapjerseysaustraliaauthentic.com/ . Three came down to the fourth quarter while quarterbacks continued to shine in all four games; so important to the overall quality of the game. Cheap NCAA Jerseys Australia . Perez, 35, posted a 1-2 record with a 3.69 earned-run average in 19 relief appearances last season. His season ended Aug. 9 due to a torn ligament in his left elbow. Perez joins infielder Andy LaRoche and catcher Mike Nickeas with minor-league agreements for 2014 that include invitations to attend spring training. Cheap NHL Jerseys Australia . Down by seven with 90 seconds left in regulation, thats where they lked comfortable. NEW YORK -- Playing in the NFL brings many challenges. Money management might not seem to belong on that list.Yet experts say it should be a high priority -- even for players just entering the league.No one is suggesting the fans who spend their hard-earned wages to support pro ftball should sympathize with guys who might waste the big bucks on bad investments or unwise spending. But they should recognize that millions upon millions of dollars can bring dozens upon dozens of problems for NFL players.We all have different vices, said former NFL linebacker Bart Scott, whos helping Morgan Stanley Global Sports & Entertainments financial education program for ftball players. Some have entourages, friends, family they support, or they overextend themselves buying a house t early, or the career is not going the way you need it to, or you have child support.Ive seen guys lose money in a multitude of ways, so were trying to give them more information, provide checks and balances.Players can get money management guidance from programs like Morgan Stanley GSE, as well as through the NFL and the players union. Its essential education, whether for a rkie making the six-figure minimum or the star earning eight figures a year.The union, for example has an online learning center where players can complete assessments to determine where they stand financially, and identify their key vulnerabilities. That site also provides them with additional information to help meet their financial goals and objectives.They also can get access to counselors, webinars and in-person seminars and workshops. The NFLPA provides bi-weekly communications to the players to keep them informed on hot topics.I think the biggest issue for players is the sudden wealth factor, said Dana Hammonds, senior director of player development for the union. Many players are coming from ethnic poverty and all of a sudden are thrust into this industry where they are paid millions of dollars and it literally happens overnight. There are very few individuals in society prepared to handle the sudden wealth. It is the emotional side they have to deal with, along with a quick and steep learning curve. And the career is 3 1/2 years on average, so a lot of that goes on very quickly.Which makes it ever more critical for players to immediately get a handle on their finances once they make a roster -- even before the big paydays might come.Patrick Kerney spent 11 seasons as an NFL defensive end, making the All-Pro team in 2007. Sn after he retired in 2009, Kerney went to work for the league in the player investments area.My big idea behind joining the league office was that they held offseason camps for broadcasting and other (subjects), he said, and we had lots of guys with interest in those things. But 100 percent of our pllayers should have disposable income they should have to manage, so a financial bt camp had universal application.dddddddddddd It was a no-brainer to get guys together in the offseason to dial back from all the noise and hear unbiased information and the real numbers in the investment world.Among Kerneys main concerns was getting quality unbiased info to them before t much damage is done by advisers who dont have the players best interests at heart.The biggest pitfall is correlating ftball achievement with investment know-how, Kerney added. If you are a young player and the All-Pro on your team is doing X, Y and Z with his assets, of course you think that is the right thing to do with your assets. But 99 percent of the time it is not.So getting them the right info, that is key.Kerney has left the NFL, but his bt camp creation remains a major offseason initiative to provide that info. So are the financial education sessions that are mandatory in the leagues rkie transition and rkie success programs.One of the organizations the NFL works with through its financial literacy program is Money Management International, a nonprofit full-service credit counseling agency. The players union provides advisers vetted by outside organizations who meet eligibility criteria set by the NFLPA.Morgan Stanley GSE takes its program a step further by offering services to potential NFL players as well as to the pros. It has delivered 34 collegiate programs and also works with the Senior Bowl and has conducted sessions for players with the Jaguars, Seahawks and Steelers.Rather than lecture the athletes, Morgan Stanleys approach is more conversational and interactive.We make sure the content is relevant for where they were, said Drew Hawkins, managing director and head of Morgan Stanley GSE. We hear from the athletes in terms of challenges they are dealing with and were able to incorporate what our consultants have experienced with these issues, and can really put this in a way to make it very relevant.Our financial education programs are not targeted or designed to develop new business for ourselves, but to better educate these individuals into the dos and donts of what they need to be thinking of. If we get around these athletes while theyre still in college, when they graduate they hopefully have a foundation to make the right decisions.When they build that foundation, its not only fulfilling for the players, but for those who have been advising them.I still get texts from guys who are still using the lessons learned years later, Kerney said. Thats incredibly rewarding.---For more NFL coverage: http://www.pro32.ap.org and http://www.twitter.com/AP-NFL ' ' '